1. About Policy Vyapaar

Policy Vyapaar is the brand name used by Policy Vyapaar Private Limited, a private limited company incorporated in India under the Companies Act, 2013 (CIN: U66290GJ2026PTC176030), registered to provide consultancy and advisory services in relation to insurance products.

Policy Vyapaar Private Limited is not registered with the Insurance Regulatory and Development Authority of India (IRDAI) as an insurance broker, corporate agent, web aggregator, or any other category of insurance intermediary. We do not sell, underwrite, distribute, or process insurance policies, and we do not issue insurance quotes on behalf of any insurer.

Any guidance, comparison, or information provided through this website is for general consultancy purposes only. If you decide to purchase a policy, that purchase is made directly with an IRDAI-registered insurer or a duly licensed intermediary of your choosing, and is governed entirely by that insurer's own policy wording.

2. Eligibility

This website is intended for use by individuals who are at least 18 years old and capable of entering into a legally binding contract under the Indian Contract Act, 1872. By using the website, you confirm that you meet this requirement.

3. Services We Offer

Through this website you can browse general information about insurance categories, view illustrative, non-binding comparisons between types of cover, and request a consultation by sharing your name, phone number, and the type of insurance you would like guidance on. Based on your request, we may connect you with an insurer or a licensed intermediary for further assistance.

Nothing on this website constitutes an insurance quote, a binding offer, or licensed insurance advice. Our role is limited to general consultancy and guidance; final premiums, terms, eligibility, and acceptance are determined solely by the relevant insurer or licensed intermediary.

4. Your Responsibilities

You agree to provide accurate, current, and complete information when using any form on this website, including the consultation request form. Providing false or misleading information may affect your ability to obtain a policy or may invalidate a policy you later purchase.

You agree not to misuse the website, including by attempting to gain unauthorised access to it, interfering with its operation, or using it for any unlawful purpose.

5. Intellectual Property

All content on this website, including the Policy Vyapaar name, logo, slogan, text, graphics, and layout, is the property of Policy Vyapaar or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute this content without our prior written consent.

6. Third-Party Links

This website may reference or link to insurers or third-party service providers. We do not control these third parties and are not responsible for the content, accuracy, or practices of their websites. Any transaction you enter into with a third party is solely between you and that party.

7. Limitation of Liability

We make reasonable efforts to keep information on this website accurate and up to date, but we do not guarantee that it is error-free or that any particular insurer or plan will be available or suitable for you.

To the fullest extent permitted by law, Policy Vyapaar shall not be liable for any indirect, incidental, or consequential loss arising from your use of the website or reliance on information presented on it. Nothing in these Terms limits any liability that cannot be excluded under Indian law.

8. Indemnity

You agree to indemnify and hold Policy Vyapaar harmless from any claim, loss, or expense arising from your breach of these Terms or your misuse of the website.

9. Governing Law

These Terms are governed by the laws of India. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts at Ahmedabad, Gujarat, India.

10. Grievance Redressal

If you have a complaint about our consultancy services, please contact us using the details in the Contact Us section below. We aim to acknowledge complaints within 2 business days and resolve them within 30 business days.

If your complaint relates to a policy you have already purchased, please raise it directly with the relevant insurer or licensed intermediary, who will be best placed to assist you under their own grievance redressal process.

11. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

12. Contact Us

Policy Vyapaar
Website: policyvyapaar.in
Email: info@policyvyapaar.in
Phone: +91-9712855550
Registered office: 1st Floor, Abhijeet 2, Umashankar Joshi Marg, Nr. Mithakhali Six Road, Navrangpura, Ahmedabad, Gujarat - 380009